Medicare Supplement Insurance
What is Medicare Supplement Insurance? It is coverage provided by private insurance carriers that are licensed and regulated by each state’s Department of Insurance.This insurance is purchased to fill in the gaps between what Medicare pays and what you must pay out-of-pocket for deductibles, coinsurance, and co-payments.
Life Insurance
Life insurance protects your financial future. It will provide your family or business with the needed resources to pay immediate expenses when you die. At the time of death, life insurance provides cash benefits to your beneficiaries in order to help maintain their existing lifestyle.
Long-term Care Insurance
Anyone who has had a long-term care experience knows the financial burden and emotional stress placed on a family when a loved one is admitted to a nursing home unexpectedly, especially if that individual has not financially prepared for this occurrence, nor has a long-term care insurance plan in place. However, the subject is not long-term care insurance, it is long-term care!